US real estate has historically doubled in value every 10-15 years, reducing your leverage down to below 40% without doing much extra.

Rental income can qualify as long term or we can use daily rates on historical data via AirDNA Rates usually start around 7%, depending on the deal profile.

Forclosures are at a historic low.

Markets are unpredictable in the short term, but historically, they trend upward over time.

I think one thing people need to understand is in the US the ten-year treasury is competing against the mortgage-backed securities and while the ten-year is impacted by interest rates, its not the only factor and amount of spending we do also impacts it.they auctioned off 30-year today and it went really bad as no one wants our long-term debt and it sold for 4.3%10-year notes recently traded for 3.96% but again very weak demand - which I believe means yield prices may continue to move up, which means interest rates are not going down dramatically anytime soon - so that fed 25 or 50bps drop is not going to have your mortgage lender dropping rates suddenly the next day...Now the spread between the 10 yr and 30yr mortgages historically is closer to 1.75 but recently has been between 2-3% due to yield curve.

What's being funny is actually from the lender side of business they calculate the MF in historical basis -- when rate is not changing, the minimum IRR is at 7.1%.

Broker what we are actually seeing now and in recent years is a much bigger % of buyers are all-cash, and various conventional, than historical norm of FHA and VA. 

How is the historic appreciation?

The first was a $10M historic property in Downtown Denver that was truly unique due to its location and age.

It’s smart to question the timing and long-term sustainability of any investment strategy and real estate, like any market, goes through cycles.That said, I want to offer an alternative (and optimistic) perspective based on both historical patterns and personal experience.Yes, we’re seeing shifts, population growth slowing, interest rates rising, construction costs climbing, but real estate has always evolved.