@Christopher Tyler HughesGenerally, C-corporations are better for raising commercial credit (visa, mastercard, amex, etc).

I started investing, flipping houses thanks to Visa and MasterCard (not a smart move, but it paid off), and it clicked.

*Full disclosure = I own shares of Visa and Mastercard.

Mastercard loses money on me every month.

That's why when you borrow money from your Mastercard to pay off your Home Depot card, it is called a balance transfer.

.- They might have a policy in their merchant agreement (Visa and Mastercard have many of these, including preventing a merchant from processing their own card in order to avoid cash advance fees) that prevents an excessive number of authorizations without captures.

RTP will threaten VISA and MASTERCARD, since there will be less of a reason to charge 3% processing fees from SMBs.Then there is also eChecks (two formats: RCC and Check21), funds CAN be made "available" same day in the receiving bank as long as the receiving end has good banking relationship + low disputes.

I've been able to get a little money off the cards (you can only use Mastercard for mortgage payments), but it doesn't work well for what I am looking to do.Everything they do secure business credit can be done on your own if you have a lot of time to spare.

Rental) www.enterprise.comWells Fargo Bank (Visa/Mastercard) www.wellsfargo.comBank of America (Visa) www.bankofamerica.comAmerican Express (Green/Gold) www.americanexpress.comChevron www.chevron.comMobil www.mobil.comMBNA Bank www.mbna.comWells Fargo (Line of Credit) www.wellsfargo.comBank of America (Line of Credit) www.bankofamerica.comUnion Bank (Line of Credit) www.unionbank.comCal Fed www.calfed.comUnited California Bank www.unitedcalbank.comMost companies will not ask to see financials for loans of 50k or less.I hope this helps, and I wish the best of luck to you in your pursuit of creditBest Buy - Status; 1-800-811-7276Borders (734) 477-1039 - Fax Application (877) 254-9229 - Status UpdateBP/Amoco Status Update (800)365-6204Chevron/Texaco Business Card Status Update (888) 243-8358Citgo Fleet; (734) 477-1039 - Fax Application (877) 254-9229 - Status UpdateCiti AA: 888-662-7759Citibank Status:800-645-7240, 800-288-4653, 800-750-7453Conoco - Status Line, automated 1-866-289-5622Experian Business:888-211-0728ExxonMobil Business Card(800) 903-9966HD Commercial800-685-6691HDMC Sondee 877-969-9030.Home Depot MC:877-969-9039 (Sondee/Sedonia?)

--endquoteThe 7 transactions per second (TPS) is interesting -- Mastercard can handle several thousands of TPS.It also should be noted that newer cryptocurrencies can handle significantly more TPS than Bitcoin, more even than Mastercard and Visa, but we never hear much about any of those in the press.