You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

If they had been putting every $ to paying down their mortgage and then lost their jobs, they had no excess savings to bridge them to the next job.Now, on the question you didn't ask.

I’ve believe that while there are numerous reasons for this, most can be classified as either (1) the crowdfunding platform operates in such a way that doesn’t protect, benefit or optimize investor interests (platform fees excessive and added to sponsor fees, limited bankruptcy protection, non alignment of incentives, limited disclosure, etc.) and/or (2) the platform/site is heavy emphasis on “tech” and light emphasis on “finance”.

On top of that, the tenants are turning into real dirtbags, there are six aging vehicles parked in front (some on blocks), sheriff has been called out multiple times, all kinds of interior problems, can’t even get to the deck repairs yet due to the excess amount of junk stored above and below the deck.

However, as you’ve noticed, this can create challenges with fluctuating utility bills, especially if usage is inconsistent or excessive.

I did a live in flip but hind sight I would have done better with a MF3) Use the excess money to snag a couple dealsCan't change the past, if we all had a crystal ball it would make life amazing.

This could be high but does not seem excessive.

It should say whether capital calls in excess of your capital commitment are voluntary or mandatory, and if they are mandatory, it should state what the penalties are for failing to fulfill it.

If there is excess you can get a small storage unit but that's an added expense.

The idea was fixed margins and a proportionate split of the excess profit later, aligning everyone's interests to control costs.