I have been learning from Ray Alcorn since the day I got interested in real estate.His posts (on a different site), speaking in person and his course (if you could call it that... it is more of a desk guide for commerical real estate investing) are all top notch.Best of luck!

You can do cross collateraltization for your purchase for the 20% down with a smaller bank with a healthy commerical loan department.

JR, It sounds like you are in a pretty good position to take on the commerical world.

Move into commerical Real Estate.My problem is I don't know where to start next.

Small commerical banks always required 20% down on our mortgages and usually 15-20 years balloon in 5.

Forming a LLC and geting a commerical loan, is that more difficult to get financing, than a traditional mortgage loan??

Any commercial lender will tell you if they'll do the deal after getting your vitals and pulling your credit but isn't commerical tanking right now?

No, thats not commerical either.

My name is Tiara. I am fairly new to real estate. Well I don't really wanna say new, but I am just now getting into investing. I know real estate top to bottom-well most of it- from my father who is a real estate prof...

Talk to a local commerical banker and get a co-signer with a credit score above 620 with income on their tax returns and some cash reserves.