It’s definitely a long game, but I’m committed to the vision.

There’s existing infrastructure, demand from working-class renters, and many investors use Section 8 as part of their stable cash flow strategy.Cleveland, OH still has neighborhoods where Section 8 is viable, though it's more variable - you’ll want to carefully vet which zip codes.Birmingham, AL and Huntsville, AL also have potential for Section 8, especially in neighborhoods close to jobs and transit, but they tend to require stricter due diligence on tenant risk and neighborhood stability.In short: Memphis probably gives you the most “safe bet” among those four for combining affordability + existing Section 8 systems + investor awareness.2.

Avg Appreciation over last 10 yrs in my area: ~8% annually Equity paydown over next 5 yrs based on amortization schedule: ~27kBought home for 400k, appraised at 485k.FHA loan, 30 yr, 5.875% int rate, MIP is $175/mo.Strategy: Date the rate for 4-6 yrs, pray int rates drop to 4-5%, re finance into conventional with LTV less than 80% due to existing equity, take off PMI/MIP, have a lower int rate, and cash flow ~$200-250/mo.Good deal?

add attic (was partially existed) Lessons learned?

Smartlocks are expensive, I hate to have to switch them out each time a tenant leaves because they have an existing key.

Congrats on becoming a Dad...my general thought is to not commit to anything until you are home and settled.

I joined the platform because I'm really interested in hearing firsthand about the tangible needs of property owners in the real estate world.I’d love to ask: what tools or resources do you wish existed (or worked better than they currently do) to help keep recurring home costs low—whether that’s property taxes, insurance, utilities, or something else?

It doesn’t need to be perfect—it just needs to exist.

You could also explore SBA 7a or 504 loans or even a creative structure like seller financing or a wrap loan if the seller’s open to it.3️⃣ NOI vs. existing loans:NOI is independent of any owner’s financing.

Would honestly pay good money if something like this existed and actually worked well.