, and then have to offer poor work-arounds.

I’m 6 months in to collecting 7% on a 75% LTV note with a five year balloon…The only way someone could convince me to sell the note would be to offer 6% or more over the current balance.

As you've probably guessed, legal expenses (investigation and litigation) can get pretty high, esp. if there are a lot of potential heirs, so yes, sometimes it becomes cheaper to offer a settlement to a party who has the willingness and resources to actively oppose the suit. 

Although I'd also like to begin my personal real estate investment journey in the not too distant future as well, so I would also love to be able to have some conversations with anyone who has experience in the field and is kind enough to offer some potential guidance.

Why would you now bend over backwards to offer them another solution, which they will probably nor respect either?

Hi, we are new to creative financing and looking to ways to purchase a multi family property from a FSBO however we are not sure where to begin on what to offer the seller to make the deal attractive to them.

Just trying to offer insight to what has been going on in our world. 

Always try to offer High/Medium/Low input. 

This part of town seems to offer more affordable options while still being relatively safe and convenient for students.The goal is to:Provide housing for our daughter and her friends starting January 2026 (spring semester).Structure the purchase as a primary residence, so we can qualify for better mortgage terms.Include myself, my husband, and my daughter on the mortgage application to strengthen our position and meet the owner-occupied requirement.Convert the property to a full rental down the road once she graduates.We think the $30,000 should cover a 5–10% down payment plus closing costs under the primary residence structure, and the property would serve as both a short-term housing solution and a long-term investment.Would love advice from the community on:Does this sound like a smart way to combine student housing with a first-time real estate investment?

It was supposed to offer something like a 15% return, but obviously would pay nothing if no money was recovered. that seems like high risk to me.