As far a refinancing, you can do a cash-out refinance which (in most cases) will allow you to access up to 75% of the value of the property.

It was a house a few blocks from mine and I discovered the owner was someone I knew from a neighboring town.

Don't rely on yourself being a beginner... you will definitely want someone who has been around that block before!

The lower down payment options with FHA or conventional loans make it accessible, and having tenants cover a big chunk of the mortgage gives you some breathing room while you learn.

We also learned to proactively over-communicate the necessity of AWD vehicles during snowy months to ensure smooth guest access and satisfaction, minimizing logistical issues and potential poor reviews.

However, once your license is re-activated you should have access to tools that help you access the data though your broker or local association. 

That way you have access to the equity if needed for something.

You can use the the seller's access account to make payments.

It's a great way to bounce around ideas, learn from others, and access opportunities that might be tough to tackle solo.Happy to share more if it sounds like something you'd be into.

Loan access is not an issue for us since we don’t shop our business.