There are also a bunch of specialty companies that offer dwelling coverage for "non-standard-" rental homes and those companies can be found by getting a quote from an independant agent rather than a captive like State Farm, AAA, or Nationwide.

OrShould I send a more captivating series of letters that are more structured in nature, letters that hit to the heart of what their issue might be?

I have been researching real estate investment the last few months and have become totally captivated.

That is your only worth while improvement.If you intend to continue to rent to welfariens you have a captive tenant pool.

I’m pointing out a major, growing problem with 401k plans, specifically ridiculous and rising “management fees” for a captive financial product.

Show them pictures of rehabs or what ever you feel would captivate them.

Be sure to let your agent know (whether they are independent or captive) that you travel for work and rent out a few rooms.  

So the best practice is to build a good relationship with a knowledgeable insurance agent (there are pros and cons to using an independent agent or a captive agent).  

We own and run a mid size retail portfolio in Florida.Renewal rates for PL insurance have gone through the roof, at almost triple last year premiums for some of our properties.We decided to setup a captive to insure our properties.

He has an ability to captivate audiences whether live or recorded and has influenced many to take risks they thought impossible before.