Although in this day and age, access to information is so available and so simple, there really is no barriers anymore.

Employment Verification FirstWe get a written job offer letter or employment contract from the U.S.

@Joseph R Combs Hey man, really respect your story sounds like you've built a solid life for yourself at a young age, and that drive to keep growing is going to take you far.

Underwriting & TimingNavy Fed underwriting can be stricter on income verification and may require additional documentation since the loan is riskier with no money down.Timelines vary, but expect 30–45 days to close if everything goes smoothly.4.

I’m a young woman in my mid-20s, and my tenants are middle-aged men, so I’m nervous about confrontation.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

Great job getting started in real estate at such a young age!

@Eugene DuShawn Smith unfortunately, as others have said, in todays day and age $20k is probably not enough, especially for a rental property.

They are allowing us to round up, so we are only allowed to have 3 persons, regardless of age.

You may already know him as you guys were in the league about the same time (and I believe you're the same age).