Originally posted by @David Barnett:I'm not familiar with the NACA program, however, we have what appears to be a similar program in Massachusetts that seems to have similar flavors. 

Adding those searches can uncover major red flags that credit alone would miss.Keep cross-checking public records.What you did with the court site was exactly right — sometimes that’s the only way to catch recent filings before they hit standard databases.If you combine identity verification, income verification, verified rental history, and judgment/lien searches, you’ll catch most of the issues before lease-up.

I run a property management company out of Michigan but on our investment side we buy properties all over and out of state so I'm always in the know (I think lol) when it comes to common markets, here's my advice: Option A: Cash-Out RefinanceWhy it works: You tap into your home's equity to access capital—often up to 80% LTV via programs like DSCR loans.

it does amaze me that this program still brings in folks.. 

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

Interview multiple teams, and I recommend sticking to teams that have been in business for a minimum of 5 years and have many public reviews. 

., thru Oct 2025).Local Realtor Networks: Contact new-build specialists via Orlando Regional Realtor Association (orlandorealtors.org) or firms like Aponte Group—they get insider "distress" listings before public.

You can speak with an attorney to see if its a buyer beware state or if it had to be disclosed as well as if you are within the statute of limitations, but my guess is gonna be you are not going to get very far attempting to sue as a size of septic is something that can be verified by public record in a search. 

I heard someone did and get his money during the Rheab he pay for aprizel and then refinance before he finished the Rheab.. ty  It is possible in some cases, but it depends on the lender and the loan program.

I'm piloting a new construction program that's building a generational style home 6 bedroom 4 bathroom, 2500 sq ft house in a class B/C area.