If instead of me wanting a 700 credit score and 3X income, if I only changed that to a 500 credit score and 2X income, then some vulnerable person would have a home.

These people must not care or understand that they are making money by taking advantage of vulnerable or desperate people. 

Faith-based paper currency is a tool, not an asset - it is also vulnerable - that's history, not junk science.At the very least, this is going to catch some of the over-leveraged off-guard with devastating consequences, unless the banks issue foreclosure moratoriums in parallel with eviction moratoriums. 

If you want to claw back your original investment of $130K, that is fine and you can do that with this property or a different investment (whichever is faster).In your 13% return calculation, include predictable appreciation and principal pay down.Nice work starting this post and being transparent and vulnerable.

The majority of people don't have the courage to see themselves objectively and vulnerably as you are doing.

Well, she’ll be five, come on now she’s a baby,” says Williams.According to Williams the issue primarily impacts Toledo’s vulnerable communities; black and brown people, and low-income residents.Williams says the council is addressing this issue to protect the next generation.

Buying directly from builders leaves you vulnerable to the quality of construction.

"Subject to" is more of a wholesaler thing preying on vulnerable populations, though, isn't it? 

AND here is the thing, when the "PC Police" come thru and rebrand it something like "Vulnerable Community (lets get real, wtf does that even mean????)

@Josue Caliz Humble I wouldn't confuse me with, but willing to be vulnerable and share my mistakes for the benefit and learning of others, that I am willing to do.