(b) A landlord may not require a prospective tenant to pay for a consumer credit report under par.

Sin duda han montado un sistema para estafar a sus clientes, y no tengo idea de cómo están actuando en este momento.

Be careful with properties for sale saying "ideal para inversores" (for investors) because it usually means it is risky and if you see this adversited at a real estate website it is very likely going to be overpriced.

It's mostly paperwork that a para-legal or admin can do and over the number of transactions that occur, adds up.The school district is always looking for funds so eventually they will catch up to you.

For buying a house in the local area - go with what Para 28 says and DO NOT DEVIATE.  

My attorney (or at least his para legal) does this for me gratis.Here they have immediate access to most of the information & current (pre)(post) foreclosure status.I then contact my title work guy to get anything else I may need on the property.

The tenant or any secured party has the right to redeem the property at any time before the landlord has disposed of it or entered into a contract for its disposition by payment of the landlord's charges under par.

That's kinda correct, originators don't "hold" loans, originators that work on an affiliate basis or as a brokerage originate the loan, the loan is usually prepared by the lender buying the note at par.

(b) A landlord may not require a prospective tenant to pay for a consumer credit report under par.

I did find a couple of Para Legal Companies down there that set up business for you, they had a bank opening service but was very expensive.