Is this insane?

I was looking to update insurance because the current insurance policy premiums is insane and I have much better quote with my insurance people.

Avoiding submitting claims can avoid insane increases, then self insuring when small things come up.

.- These will be investment properties, not primary residences, as I currently live in San Francisco, CA.- I've already started the pre-approval process with a credit union based in North Carolina, but I'd love some help understanding how to structure the gift of equity correctly for investment properties, what documentation may be required, and if there are any specific limitations or tax implications I should consider.- My goal is to close on both homes by the end of the year or early next year.If anyone has experience with gift of equity transactions for invest properties -- especially in North Carolina or involving out-of-state buyers -- or can recommend a loan officer, lender, or real estate attorney familiar with this setup, I'd really appreciate your insight.Thanks in advance!

Anyone else deal with this kind of insanity near a “city-managed” neighbor?

I'm thinking through seller financing, I could secure ownership of these properties with no money down, and use a 3rd party management firm to handle everything since I am hundreds of miles away (I'm in Dallas and the properties are in San Antonio and Houston).

I am an agent and investor in San Diego, but I like cash flow and a little appreciation of course.

Quote from @Alessondra Gernan: Hi everyone, I live in San Francisco/Daly City, CA, and I’m lucky to have an affordable living situation right now.

I have underwritten a few MHP in the midwest, the best deal for MHP was here in San Diego, California because it of its proximity to the ocean.

That is similar margin for the 2 previous propositionsNow for evictions in San Diego.