As easy as this sounds, it's not simple and usually like pulling teeth.

True DCR should include all the recurring and predictable expenses you’ll actually pay to keep tenants happy, properties safe, and the city off your back.Here are a few commonly missed or underestimated expensesthat destroy real DCR: 🐜 Termite Bonds & Pest Control: Annual termite protection and monthly pest control are non-negotiable in many climates, especially in the Southeast. ❄️ HVAC Maintenance Contracts: Annual tune-ups and semiannual filter replacements aren’t optional if you want your system to last.

That’s normal in appreciating/coastal markets.Paying off the mortgage is basically buying a bond at 4.375%.When you pay off $265K at 4.375%, you’re getting a guaranteed return equal to the interest you’re no longer paying, plus the cashflow jump you mentioned.

the flipside is, anything extra you put against the mortgage is cash you're not investing elsewhere, whether that's real estate or index funds or bonds or groceries.hope this helpshappy to continue the dialogue I will add a little to Nicholas’ good answer.Leverage is what historically has made real estate (RE) a good/great investment.  

I use that a lot in my daily life as a broker in Reno, NV educating clients on investment decisions and in my own rental acquisitions.I also worked for an institutional flipper for two years (Wedgewood) as a project manager and flipped 70-some-odd houses for them which really helped me cut my teeth on construction management.It really depends on your strategy, but ultimately it's playing long.

I just keep a taxable brokerage account at 85% VTI and 15% short term bonds.

Those buckets to be bonds, treasuries, CDs, HYSA, etc depending on how low risk and high reward you want them to be.Hope this helps!

The bond market is pricing in the odds of a Federal Reserve rate cut (.25%) at 97.8%.But with inflation levitating - which is expected and which I do believe is temporary - there is still a chance the Fed shocks the market and does not cut.

I use a 3 bucket strategy TSM (S&P500 when tax loss harvesting), RE and cash/bonds which dictates where my funds go when I consider a purchase or rebalancing is required.

When he does find a minor item, no title insurance policy, bonded attorney opinion, or warranty is going to satisfy him.