If inflation spikes, expect borrowing costs to rise immediately, and stay high.

There has been a dramatic spike in rental inventory throughout Lee County but specifically Cape Coral, Ft Myers, and Lehigh.

Another spike in already unaffordable prices. 

The correlation (or lack thereof) between stocks and bonds is another great point—historically, investors see bonds as a ‘flight to safety,’ but recent years have shown that yields can spike even as equities dump.

But overall, more moderate price growth is cooling the rapid spikes we saw during the frenzy of the past few years.And remember, even the most conservative experts still project prices will rise over the course of the next 5 years.

Predicted this STR issue a few years ago here on a BP blog.Used the 2014-2018 "cupcake spike" as an analogy.Wonder how many more STR destination markets will also start feeling this pain?

The Grateful GoofballComp:  Rob Gronkowski - Always grateful and says thanks, he spikes things for fun and dances like no one is watching.  

Here’s why more out-of-state buyers are locking up Oregon beach homes..Coastal Access, Fewer Coastal HeadachesOregon’s coastline is protected by strict land use rules — so supply stays limited and legal STRs hold value.No hurricane season spikes your insurance (although Tsunami zones are real) and no sudden city council bans wipe out your cash flow overnight like in some big cities.Lower Buy-In, Better Cash FlowA California beach STR might run you $2–$3M.

If you're planning to sell a few properties in your early 60s and generate high capital gains or depreciation recapture, it can really spike your Medicare premiums once you hit 65.

The tariff threat is real and could spike import costs 10-25%, forcing them right back to tightening.This creates a narrow opportunity window for borrowers to lock in rates before potential tariff-driven inflation hits.For Canadians, the BoC has more flexibility to diverge, but timing is still everything.