(I generally cash flow these for $500 a month or more.)

Build the equity which is literally creating cash-flow ie value-add plays....

Meanwhile, many investors are overlooking these niches because they assume they require massive commercial buildouts.In reality, with the right feasibility plan and local licensing research, a single-family home can outperform a traditional rental by 2x–3x its cash flow — all while serving a need that genuinely helps people.A Quick ExampleOne of my recent conversions turned a standard 4-bedroom home (that used to rent for $2,200/mo) into a shared veteran home generating $5,600/mo — with a waiting list.That’s not luck.

Running numbers on a potential duplex and need precise mortgage payment calculations for cash flow analysis.

Cash flow is solid and can take out money to move it to the next.

Just curious, have you mapped out how many months of carrying costs your $100K can realistically support before rents start flowing?

No obvious structural issues from the listing, but the age suggests surprises are likely.Rehab Budget: • Low estimate = $50K (light updates) • More realistic = $75K (new kitchens/baths, flooring, paint, code updates) • High end = $100K+ if major systems need replacingRents (CMA comps): • 1BRs: ~$1,400–$1,750 each (https://prnt.sc/RMm854WPuPdk) • Stabilized Gross Rent: ~$4,200–$5,250/mo (~$50K–$63K/yr)Cap Rate: ~9% if rehab stays in the $50K–$75K range, falls closer to 7–8% if it pushes past $125KConstraints:FHA 203k requires me to live in one unit for 12 months, so only 2 units would generate rent in Year 1.With 2 units rented, cash flow looks negative (~–$600 to –$900/mo).With all 3 units rented after Year 1, cash flow flips positive (+$600–$800/mo) and grows with rent increases.My Question:For anyone who’s done a 203k or similar triplex rehab — does ~$75K sound realistic for getting this building into clean, rentable condition (floors, paint, kitchens, baths, basic systems)?

I built a software system that automatically scans active listings in the Columbia, SC area every week, analyzes them, ranks them by cash flow/cash-on-cash return/DSCR, and emails me the results.

You can't live on equity you need cash flow to replace job income.

The extra cash flow that results when you don't have to pay taxes can be used to upgrade the property or purchase additional properties.