Now that I knew I had something I could make work, I began the process with a hard money lender, and a traditional lender.

I've got a few 30 year DSCR loans on duplexes and typically got them at about 20-30 basis points more than 30 year traditional mortgages were going for the time.

Each potential buyer has come to their own conclusion that it would be too much hassle and risk to manage in this fashion vs a traditional rental even though the average cap rate in our area has been half that at best.

-How do infrastructure issues compare to more traditional assets like mobile home parks?

Quote from @Adam Zach: Hey BP community,We’ve been scaling a rent-to-own single-family housing model across the Midwest and Southeast and have run into a wall with traditional DSCR lenders.We’ve been working with small local banks and credit unions to finance deals, but as we grow, we’re looking for more scalable lending partners.

I come from a tech and systems engineering background, and for the past year I’ve been diving deep into real estate investing — especially non-traditional, no down payments and interest-free models.I’m currently exploring how a brand new concept that already works in several countries (group-purchase model for real estate) could be adapted to the U.S. market.

.- The 203(k) will allow you to bid on properties that need repairs that won't qualify for a traditional mortgage => less competition => better purchase price.You will need to find a great local contractor you can trust to supply the required bids to qualify for the 203(k).- After closing, you can do some of the work yourself to save money, but the program doesn't allow you to pay yourself.You will want to buy a Class B property, maybe Class C+, in an area that seems to be improving.

I think the HELOC rates are usually higher than a traditional loan.For my future purchases what would be my best loan if I want to refinance within the year?

With market conditions shifting and traditional financing getting tighter, I’ve been seeing more creative funding strategies for Fix & Flips, Fix & Holds, and even construction projects.Some investors I know are leveraging:Private lendersPartnerships/Joint VenturesPortfolio refinancesEven structured loans that cover both purchase and rehab costsOut of curiosity — what’s been working for you lately?

You might be able to finance someone who can't qualify for a more traditional loan.