These costs sound high for a first buy and hold property, and using am umbrella insurance seems to be a good alternative at a fraction of the cost.

That's why the 80% part-timers are still here.. would love to see that more restricted.You have two choices: return EM and find a new buyer.

Additionally, offering alternative options, like accepting an Individual Taxpayer Identification Number (ITIN) where possible, may help accommodate a wider range of applicants while still adhering to your qualification standards.

My last purchase is up over $500k above my costs in 2.5 years. 3) alternate rent models (rent by room, STR, MTR).

Flips still move fast, but rising material costs and longer timelines are squeezing margins.Some investors are layering alternative funding (bridge + rehab draws) so the money arrives as the job progresses.Would love to hear your go-to funding structure when costs creep up.

If you have money to invest - I'd personally invest in the stock market right nowThe alternative to generating income is reducing expenses.

The other choice is you have a job as asset manager or PM that will provide very little compensation likely for years.Good luck

Would you consider using private money infusion in your investment properties? commercial, residential or multifamily.

The replacement costs for some properties far exceed their sales prices and in comparison to similar homes in alternative coastal locations - the price and value differential is often dramatic. 

At some point people realize they can't borrow their way out of debt, they need alternatives, this is an alternative that doesn't need banks and large bank fees.