To bring their payments current (which helps their credit) To write a check for some cash so they could comfortably move and find a rental and have some left over.

AI, predictive maintenance, smart home features, and digital tenant experiences are rapidly becoming expectations, not perks.ESG / sustainability is getting baked into everything — energy efficiency, green building, wellness, tenant comfort.

At what point did you feel comfortable moving into long-term rentals and holding properties for cash flow?

Everyone has a different threshold, but the best approach is sticking with the level of leverage that makes you feel comfortable and secure at the end of the day.

I’ve seen quite a few investors use their platform as a starting point to get comfortable with markets they’re not familiar with.

Comforters when visibly dirty or every few months when my clients do a deep clean.

But you will never be more comfortable and be able to handle more curveballs than in your own backyard.

I'm a big believer that house hacking a multi with a conventional loan is the best way to start, so I'd be finding an investor friendly agent who you click with, talking to a lender and seeing what you can do within your abilities and relative comfort level. 

The breakeven play can still make sense if your plan is appreciation and you’re comfortable riding it out.

And it would be prudent to be able to comfortably affort the new REFI payment without considering the new income from adding that debt.Another idea:  house hack,  by buying another primary residence with a new occupant loan, keep the house with the NACA loan on it as a rental.