I’m curious how others are approaching it. 

However, this also means that your loan amortization is pretty healthy right now as well. 

I put about $15,000 into rehabbing it, and it’s currently rented for $1,650/month, which nets me around $1,300/month after taxes, insurance, and expenses.The annual costs are:Taxes: $2,200Insurance: $1,600I’m looking to refinance this property to pull some equity and use the funds to buy my next rental, but I’m not sure what the best approach is.

( difficulty reselling the unit, and it has a small percentage risk on your health)I would like to know if the value of the condo will decrease overtime and your thoughts about the situation.

.🏘️ Deal Snapshot (Hypothetical Example)Purchase price: around $490K (≈ $18K/unit)Rehab budget: about $70K (mostly interior updates + deferred maintenance)Market rents: roughly $1,125/unit → ≈ $30K/month or $360K per year grossVacancy: 8 % | Operating expenses: 40 %Estimated NOI: ≈ $200K / yearAfter stabilization, this could support a DSCR refi and healthy cash flow, but the part I’m trying to understand is how the bridge loan and equity piece usually work together.💡 Questions for the communityBridge Loan Mechanics:How do these short-term “interest-only + 100 % rehab funded” bridge loans typically operate in practice?

A good indicator of healthy appreciation is raw land value.

But more accurately, it is normalizing from an extreme low base during the zero-interest-rate policy era, 2020-2021.And consumer retail sales are still quite healthy, up YoY.And just today, the (often conservative/pessimistic) Atlanta Federal Reserve forecast a 4% GDP growth for Q3 of this year.

For long-term holds, pair local bank loans or DSCR with seller financing or a HELOC to keep payments predictable and cash flow healthy.

Inventory is creeping up, days-on-market are stretching, and buyers are behaving differently than they did during the peak frenzy.For investors and move-up buyers, this shift opens the door to opportunities that didn’t exist even a year ago.More Inventory = More Rational OffersEven in a still-healthy market, more inventory instantly changes buyer psychology.

Hey everyone,I’ve been thinking a lot about how much our approach has to shift depending on what’s happening in the market.