Hello, I am interested in knowing how many others use personal loans as EMD, gap, at ever use it for projects less than $500,000? I post a lot on social media and lately I've noticed a shift kind of looking for other ...

I assume by the proceeds you mean the cash flow coming from the propertyIn terms of risk and effort adjusted returns, in the current market, my opinion:tech monopolies (15-20%) > leveraged rental properties (15ish%) > S&P 500 (10%) > unleveraged rental properties (~8%). 

-Most importantly, this are unsecured investments. 

Hi David, Are you asking if you can get an unsecured line of credit for rehab funding with your LLC?

Some are unsecured, others are cross-collateralized across underperforming properties, and some fail to provide transparency about where your capital is going or how your return is generated.

Beofre I consider an unsecured loan, I would love to hear if anyone on the site has any stories good or bad to share.

I have some investors that use personal unsecured loans to purchase and rehab, fix and flips as well reach out let's talk. 

if a property appreciates 4%, the return from appreciation on an unleveraged asset is 4% but the return from appreciation on a 80% LTV is 20%I will go so far as to say in the current low cash flow RE market (even high cash flow markets currently have poor cash flow) that there is no reason to invest in passive (residential LTR RE is not passive but is compared to flips, value adds, alternate rent models, etc) RE.  

Have you considered personal unsecured loans?

But also working on your debt ceiling too, get yourself worthy of getting 100k in an unsecured LOC when needed.3) When people say run the numbers, they mean learn what the deal factors are: As-Is value, Rehab needed, ARV, market conditions, rent numbers, insurance numbers.