Most will go lower, even as low as 620 but pricing increases sharply the further down you go. 

This makes it a lot more accessible for people who don’t have full cash on hand but want to lock in equity early.I’ve partnered closely with a local developer who’s become a good friend and guide, and I’m now starting to help others from the U.S. explore options for low-barrier, high-upside real estate investments — especially those priced out of markets like LA or Denver, but still looking to build equity and cash flow.If you’re curious about investing in Mexico — or wondering how to start, avoid pitfalls, or compare it to U.S. real estate — I’m happy to share what I’ve learned.

Spell out who pays what (taxes, insurance, repairs), caps on your maintenance exposure, access rights, and seller’s default remedies.

It seems like more investors are realizing the benefits of note investing: steady income, lower management stress, and property-backed security.For those active in this space — what’s been your biggest takeaway or lesson learned from investing in notes?

The conventional investor rates really aren't that much lower than a DSCR right now.

Italy gets slammed but there are side communities where you can live and not get impacted by tourism as much.Construction access to contractors might be tighter in Croatia.  

My plan is to used some of the equity in that property to do this expansion, I got a rough estimate of the interest rate at 11.25%, is this normal and if not I would love to be connected to a bank/ broker that does HELOCs on investments at a lower rate. 

I’ve noticed a lot of investors overlook their DTI (Debt-to-Income Ratio) when trying to scale.Quick refresher:DTI = total monthly debt ÷ gross monthly incomeLenders use it to gauge how much more debt you can take onUnder 43% is usually the sweet spot for approvalWhy it matters:A lower DTI = stronger borrowing power!

Owner would like a downpayment of 400,000-500,000 and will finance the rest at rate lower than the banks could provide. most likely over the course of 15-20 years.

Quite a busy street and while rents are high in that area, rents for this property would be lower because it's on a highway.