Hello, Looking to re-fi my home and extract equity in the process.

I guess the part where I struggle is understanding how paying fees, getting a higher interest rate, and not being able to extract 100% equity anyways would end up being a great savings plan.I wonder how much I'd save if I put the costs to even get an HELOC and any incurred during the life of it towards the mortgage instead, aggressively paid it down, and kept my emergency savings fund the same rather than growing it.I imagine there are a few fringe scenarios people can concoct where paying money to use a loan to pay a loan saves money, but not many real world ones.

I needed to extract a confession, and I'll be frank- waterboarding, as tempting as it sounded in this case, was not an option.I resorted to the use of skill and subterfuge- in essence, I decided to fight fire with fire.

If they don't answer, I honestly don't have time to go through them all trying to extract this important information.

Makes no difference to me at the end of the day.Whereas most of the landlords on this forum are doing their level best to maximise every penny from a tenant, I'm not exactly poor, I don't need to extract every penny out of tenants.We did have a couple move out this weekend, they spent two years with us, and not only will they get all their deposit back, we will send a house warming gift also.

Once the new tenant is in at the higher rate, could you also refinance to extract capital for other investments? 

If you want to extract the optimal value out of your current portfolio self-managing may be a better route, assuming you have the skills for it. 

If you do not comprehend what was written by him to extract the answer you seek, then you should re-think buying at a Judicial Sale.

This way out of a 5 year lease if they take a bath year 3 I have extracted maximum rent.In regards to NNN the leases it is true there is a base rent and then a CAM re-imbursement so they are essentially covering all the expenses.

You could have an attorney write a scare letter to try and extract what little money the previous tenant has now to settle it.