Quote from @Sunil Ghosal: Most of the Boostly websites I see are very slow to give quotes and have higher downtime.

But cashflow can be just as important to a small business (and your mental health). 

One option might be to convert your current long-term rental to a higher-yield strategy like rent-by-the-room or even sober living, which could significantly boost cash flow.

This is a major boost for those who don't have thirty grand laying around for a 5% down payment.

The opportunity cost is real$20K/year on $870K = 2.3% return like you said.Could you 1031 that into multiple doors in TX or the Midwest, boost cash flow 3–4x, and still ride long-term appreciation?

By doing this, not only are you increasing the value hopefully building you some equity (giving you some boost in your net worth) but also increase rental potential too. 

Here's how I'd look at it:If your renovations boost the value like you expect, a cash-out refinance could be a smart move.

Anyone thinking about stepping into that space has to be crystal clear on RESPA, disclosures, ownership structures, and how referrals are handled.To your point, it’s not the time to jump in blindly or just tack on a title or mortgage company for a quick margin boost.

This alone wll boost the economy.

This will help boost our total portfolio to $9,500.00 in gross rents and a piti of $3,418.00.