To me that is one of the most obvious psychological tactics (not so positive) that makes people unable to decide rationally.

Best part about a 3rd party inspection is that the inspector can say "I'm just doing my job" and psychologically the tenants are a lot nicer and more understanding when they can say that.

One of my primary concerns is, as you stated Justin, psychological.

I think it's more psychological than meaningful right now, but rates will continue to drop.

There is a whole lot of psychology involved with these fears but there are some simple solutions (in theory).

The “grass is greener” psychology is strong on BP and the irony can be rich at times.

Human psychology is smaller, more often increases are more acceptable than one big increase even though the opposite is true mathematically. 

Obviously.It is simple human psychology.

It ties into your great grandfather’s troubles during the 1932 depression; your grand parents ability to purchase a home in 1953 for $100 down with a VA loan, and your own psychological well being at having to have a percentage of your income going to pay debt each month.However, unless debt is so debilitating to you that it keeps you up at night and inhibits your ability to make rational decisions, the decision to pay off debt early is merely a function of numbers.  

I invited a special guest who has sold over 1,000 houses to speak to them not about more real estate techniques but the mindset and psychology of success.