Withthe Corona Virus becoming a household name quicker than Usain Bolt running the100M it has people quarantined all over world asking questions.

@Evan Bonnell the law, as relayed to me by my solo 401k provider (@Dmitriy Fomichenko) in a newsletter this morning includes the following hardship provision:Has experienced adverse financial consequences as a result of being (a) quarantined, (b) furloughed, (c) laid off, (d) who has reduced work hours that is due to SARS-CoV-2 or COVID-19, (e) who is unable to work due to lack of child care due to SARS-CoV-2 or COVID-19, (f) closed or reduced hours of the business the participant owns or operates due to SARS-CoV-2 or COVID-19, or (g) any other factors as determined by the Secretary of the Treasury.Your lack of child care should qualify as a hardship.If you can weather the tax hit, and you are concerned about income/tax burdens in retirement, maybe consider doing an in-service conversion of $100k to the Roth portion of your 401k (if your plan has it, and if it permits you to convert). 

Granted they are relatively liberal, including being quarantined, being furloughed, being unable to work due to lack of child care, owning a business that is closed or under reduced hours and frankly any other reason the IRS decides it is ok.

This is easier than ever now that the whole world is in quarantine.

Have a great quarantine weekend!

I am currently considering taking an online course through Humber College to begin acquiring my Realtors License while I'm off of work during quarantine, but had a question that I can't seem to find an answer to.

IMO only two logical things can happen over the next 6+ months: things stagnate / move little, or go down (depending on how long this COVID / quarantine lasts, which I think will be 6-18 months in some form of social distancing and reduced group activities).

I think your biggest hurdle moving forward will be to get it leased for Fall 2020 since COVID-19 quarantine has but a stop to a lot of stuff.

Wouldn’t be surprised to see them ask students to sign some sort of quarantine pledge in August.

I know it’s important to stay in school and all but with this quarantine going on and everything, all I have is time that I’m wasting and I just want to become an RE expert and literally be 10 steps ahead of the game by the time I’m supposed to become a self sufficient adult.