On the exterior, we added a rain screen made of 1x3 furring strips over top of our water resistive barrier (#30 felt paper). 

I recently met with Jon Shahoian of Lapham Property Managemebt last week and got some good insights into what's currently happening in these markets (FYI: rent control requirements/restrictions in Oakland will get increasingly onerous fur investors).Feel free to message me if you'd like to discuss further.

if using as a shim, there are easier ways to fur the wall out.Concrete board is porous and will absorb water. 

People will pay extra in order to have their fur babies with them. 

@Sant LiI’ve personally worked in several apartment complexes in Austin with these type of units they’re called fur down units by first CoFrom experience I think they are very reliable of course if installed right, the most common issues I’ve found with them is the drain getting plugged up and overflowing the drain pan which will mess up your ceiling.

If you don't like the look of the foundation, then fur out the walls with studs, drywall and insulation.  

.- Personal Articles:   Coverage for belongings that have a special or collectors value      such as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)      It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residenceIf you have questions on any of this info PM me. 

You can then strap furring strips over the insulation (attached through the insulation into the masonry) and hang drywall or resilient channel and then drywall from the furring.Polyisocyanurate foil faced rigid foam runs ~R6/inch, while closed cell spray foam runs R6 to R6.4 and provides a better air barrier.Alternatively, you could stand-up a 2x3 or 2x4 studwall in-front of the masonry wall (leave a 1/2" gap between the masonry wall and the studs and spray the stud cavities (and space behind the studs) with closed cell spray foam.  

They nailed 1x2 furring strips to the bottom of the joists, and then used long staples to attach the tiles to the furring strips. 

However, if they then sell it 3 years later when the house is worth $475,000, they pay capital gains taxes on the $75,000 of gain.Now let's say your mom has this house and also several million dollars worth of furs, jewels, classic cars, stocks, bonds and gold stashed under the mattress.