the Locals love it make it work and god bless them.. the OOS folks want to in the worse way.. but many just dont know what they dont know.. they dont live there they never lived in those environments.. and well once they get knee deep in them have a hard time with them vis a vi turn over  people like you post pictures of that live in horrid conditions and non payment of rent. 

So commend yo on paying your debt down you can always go grab it like you did vis a vi heloc.. 

I was buying foreclosures in Ft myers Le high and Coral for 25 to 50k a house .. those were selling 4 years earlier for 200k.. no financing you need the bucks. in my mind all of you folks that like rentals.. as long as your tenants are doing well and your well positioned vis a vi your local economy then keep the train running if that's what you want to do..