In terms of what target, I'm looking at fix and flips but priority being long-term hold where maybe I can live and rent of some sort.

If your husband wants some gold for macro/hedge reasons, that’s fine — but I’d keep that in the long-term sleeve, not the “waiting room” sleeve.Your overall allocation story makes sense.Right now you’re concentrated in real estate + Roths.

With the right setup, however, they can be highly effective.Some of our clients have even found that hiring a dedicated full-time team member, particularly for finance, bookkeeping, or marketing, offers better control, simpler expense tracking, and more long-term stability, especially when it comes to tax planning.Each approach has its pros and cons, but the key is aligning it with your business structure and overall tax strategy.Happy to connect if you want to know moreThis post does not create a CPA-client relationship.

Quote from @Abdul Ahad Shahzad: @Joey Banasihan The goal is to hold long term with eventually owning it.

Purchase price: $150,000 Cash invested: $37,500 Turn-key long term rental in Akron, OH What made you interested in investing in this type of deal?

.• For someone working a full-time W-2 job, this is very difficult to achieve legitimately. 2.

Hi @Arthur Luay, I understand your situation as you search for the best way to save for your first long-term rental property.

Long story short the myth of New Jersey not be able to cash flow is simply not true. 

Yes, it’s definitely possible for your wife to gain REP status while working with an out-of-state property manager—as long as she’s actively involved in making investment decisions and managing the portfolio, the REP program allows for that kind of arrangement.

I’m also being more conservative with underwriting, paying close attention to cap rates, cash-on-cash returns, and potential long-term maintenance.