Reg D is a “safe harbor” meaning that complying with the Reg D requirement guarantees that the SEC won’t come back and contest the exemption from registration.5.

Wills are simple, but they can be contested and they go through probate, which can be a pain. 

For most individual actual humans that's an awful idea that can quickly end your foray into investing.Your assertion that cashflow investing is not investing would be seriously contested by most investors.I'm afraid I'm not at all following the second half of your post.

you can contest it but what is going to hurt you is the fact of what its renting for right now.

Hotly contested properties. 

As long as it's a simple non-payment of rent and the tenant does not contest at the hearing you might be fine as a DIY.

In addition, you will not get 95% LTV on a refi and likely will need to bring significant cash to any refi.Good luck I definitely would not contest that making cashflow negative moves can be fine and desirable if you already have all the cashflow you need, however for an investor still working to gain financial freedom, it's typically a bad idea as it's a setback on that initial stage of the journey.

@Yacine Bouabba we've been successful this past year contesting tax values that seemed to arbitrary increase. 

Unless you have an exclusion of some sort in your state, your loan could be illegal and easily contested.

The tenant can contest this one, so you will want to have evidence ready.You will want to run your situation by a lawyer as you don't want to mess this up.