.: Quote from @Jay Hinrichs: never heard it called a wrapper before.Goggle all inclusive Deed of Trust  California document and read it.. this is the proto type wrap instrument created in the late 70s  and we used it well over 200 times. 

Our strategy has been the latter and that's been instrumental in helping us scale our portfolio. 

The social media and music industry is changing before our eyes. 

You could provide a license to work or another legal instrument for the project to proceed, but physically close only when you are ready to complete the exchange.

Locally born Jackson family created the most talented musical family ever!

A deed is a legal instrument used to transfer real estate ownership from one party to another.

Those suggestions you pointed out on how to approach a PML is music to my ears. 

Borrower must occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and must continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent will not be unreasonably withheld, or unless extenuating circumstances exist that are beyond Borrower's control." 

Building plans are 'instruments of service' not products.

U then have to make your payments while your buyer is ripping your rents .. and in Baltimore foreclosures take at least a year and cost thousands.. you could find yourself upside down 25k or more before you knew what hit you.. so is it worth the risk.Google All inclusive Deed of Trust  California.. this is hands down the best debt instrument to use if you can .. read it carefully and you will understand what rights this debt instrument gives you as the beneficiary of said instrument.