DSCR rural properties are even more difficult because you are adding an additional layer of risk by reducing the amount of income documentation for ATR (ability to repay) which further poses risk to the bank. 

Most investors I know start by buying in their personal name to get better mortgage rates and then layer on an insurance policy for asset protection.Before spending thousands on a setup, just have a conversation with your CPA.

Higher Security Deposits:Landlords may opt to require a higher security deposit from international tenants as an added layer of protection.

Before you transfer title, here’s what most new investors don’t realize:Moving a property into an LLC after closing could trigger your loan’s due-on-sale clauseSome lenders won't fund your deal if the purchase is in an LLC with no track recordInsurance rates & coverage may differ when held under an entity✅ Pro tip: Many investors hold the first few properties personally and layer in umbrella insurance — then set up LLCs as they scale or refinance.How are you structuring your portfolio?

Layered lighting (ambient + task) makes the space feel welcoming and usable at all hours.Also in the beginning, whether you are installing or contracting it out... you will produce SO MUCH trash/recycling (imagine every item comes in some sort of box with wrapping).

Pick Your Focus MarketStart with one geographic area and one property type (e.g. single-family homes or small multifamily under $300K).

Any chance there’s lender out there can pull off a refinance loan at a rate under 6%?

Lastly I like No cats under any circumstances. 

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

Quote from @Frazz Wick: Thanks Drew!