Do you think water damage coverage is a necessity or will a DP1 suffice for a rental property?

If housing is no longer a necessity, we have bigger issues to deal with than our ROIs.If you need to sell within 3 years, maybe don't buy now.

They don't want to pay for the necessities they need to keep themselves in the black.  

@Adam Fiore You do need to get the policy from the right company, but you can outpace your loan from the insurance company.There’s some debate about this in the industry, but there’s a few things I look for:1) Dividend earning whole life ( this is an obvious necessity- whole life from a stock company won’t pay enough)2) Non-recognition loans - this means the company pays your full dividend regardless of the loan you take3) Low cost loan.

The defendant shall bear the burden of producing evidence of increased costs for household necessities or reduced household earnings due to the COVID-19 virus.

Someone that loves what they do will usually want to keep learning and get better at it whereas someone doing something to just pay the bills does it out of necessity.

If you also work to get 100% bad debt free in the same 5 years, most people can cover necessities with $4k/month so you could also become financially free in the same time.

Right off the bat, real estate is a basic necessity.  

Low income housing is an area of great necessity, and increasingly so.

It is simply a "necessity", because they do not see an other way.Now if you then asked me what I love?