But back then, it's OK for a younger man.While I have sizable 401K's and with our social security, when I meet with my financial planners to review things, the nice thing is that I have income from rentals that will keep going up in future years, complimented by safe investment vehicles and steady income stream.

Many times I have asked architects and land planners to do minimal design work for a project in exchange for awarding them the job if the project goes ahead along with a substantial bump on their carried fees.I have never done a JV with an architect in exchange for its contribution of all or part of its fees.

I'll definitely take your advice and visit the city planner too!!!