Hey Jeux, it really depends on your market and deal type, but most private equity investors are looking for 8–12% preferred returns on stable deals, and higher on riskier flips or development projects.

I agree that I wouldn't want to "clog" my personal DTI and wait 2 months if private lending is comparable in terms.  

I'm a new hard money/private lender in Northern Virginia looking to join real estate investment clubs/groups.

If it is their private credit fund:Who are they lending to? 

Quote from @Harry Cuper: Hello everyone, I’m actively working on acquiring strong real estate investment opportunities and currently building partnerships with investors and private lenders who are looking for solid cash-flowing deals. 

We’re looking at a property we could potentially purchase(Cash+Private money loan) at a significant discount compared to comps.

That 64.4-acre Pueblo parcel sounds like a rare opportunity, definitely the kind of deal that could benefit from a JV partner or private lender who sees long-term potential.I’d love to hear more about how you structure your JV deals and what kind of returns or exit strategies you’re typically targeting.

----https://www.reuters.com/business/finance/trump-signs-order-broadening-access-alternative-assets-401ks-2025-08-07/"BlackRock, which lobbied the Trump administration to expand asset options, plans to launch its own retirement fund that includes private equity and private credit assets next year."...."

By combining his deep understanding of Tucson’s real estate market with short-term rental performance data, Marcus was able to reveal the property’s true potential as a high-performing Airbnb.

Get a private lender to fund and use the 10k to do repairs if needed.