Not having online access at all to your banking accounts, not clicking on links you don't know, using a mailbox address instead of your home address, you know, the usual stuff.Nothing is guaranteed but it will slow down the bad guys. 

I totally get it, as PM with multiple units, furnishing  can be a huge time drain, and hiring a full interior designer often feels way too expensive.

It definitely slows down the velocity of money and scaling but can still be a good strategy if cards are played well, and a longer time horizon is considered.

Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.

Now if your talking about just plowing $ into S&P to let it sit long term, oh-man if you think returns are slow coming now you better prepare yourself for discovering a whole new level of slooooooooowwwwwwwwwwwwww.   

I found this deal on MLS, as a weird time right before Christmas when the market was slow.

However, this month was only up 10%, which has slowed, possibly because sellers are starting to realize the market continues to slow.

Totally depends on the property and some things vary by state as well.In addition to some of the things @Mackaylee Beach mentioned some policies add coverage for service lines, backup of sewer/drains, or separate policies for flooding.

- repeat issues: we pay for the first drain unclogging, but if it was because of something they put down, they pay for the second and we will let them know at the first time.

That way, your primary mortgage stays untouched, and your HELOC gives you leverage without draining savings.Option 2: Conventional Loan — Best for Long-Term StabilityIf you're buying a turnkey or light rehab LTR and want lowest possible monthly cost long-term:A conventional 30-year fixed gives you locked-in rates and predictable paymentsDownside: Yes, you're on the hook for P&I immediately, even if it's vacantBut if your equity/down payment is strong, you can cover that initial window using your HELOC or reserves until rent flows inIf you and your fiancé have strong credit and DTI, you’re likely to get better terms than many investor-specific loans.