Originally posted by @Jay Hinrichs:read up on the mob  and drug cartels   Here's an excerpt from a money laundering site from the Dept. of Treasury, Financial Crimes Enforcement Network (FinCen)...."

When appropriate and 3 The Financial Stability Oversight Council consists of the following members: Secretary of the Treasury, Chairman of the Board of Governors of the Federal Reserve System, Comptroller of the Currency, Director of the Consumer Financial Protection Bureau, Chairman of the Securities and Exchange Commission, Chairperson of the Federal Deposit Insurance Corporation, Chairperson of the Commodity Futures Trading Commission, Director of the Federal Housing Finance Agency, Chairman of the National Credit Union Administration, a presidentially-appointed independent member with insurance expertise, Director of the Office of Financial Research (non-voting), Director of the Federal Insurance Office (non-voting), a state insurance commissioner (non-voting), a state banking supervisor (non-voting), and a state securities commissioner (non-voting). 4 “2014 Annual Report.”

The Treasury Regulations do not provide for any specific holding period. 

The Treasury Department has been focusing on Zelle, Venmo and other peer to peer payment systems relative to tax fraud.

@Eric OneillThink about putting most of the money in a TIPS etf (Treasury Inflation Protected Security)Look locally for a multi family you can buy and live in using the FHA do that for a year so you get a taste of what being an active investor is like.If you like it start looking for the next one if you hate being a landlord then maybe look for syndications you can invest in as a passive partner.

We have called the SBA and left many messages, sent emails, called treasury, any much more.

We have called the SBA and left many messages, sent emails, called treasury, any much more.

In theory if the fed raises rates they could suck some of the liquidity out of the economy, but it does seem like that won’t be happening anytime soon. so it would likely need $130 a barrel oil, 20% percent reduction in stocks, and 10 year treasury closer to 3 percent to likely have an impact in the Smoky market. 

@Patricia BatesThey best advice I can offer you is to get the parcel number and call the local County Treasury Office for taxes.

I’d love to hear others’ thoughts on this.I don’t think that spreads will react because of what the fed does, but if treasuries or LIBOR/SOFR increase I’d be more inclined to expect that lenders would lower spreads.