This will be a negligible cost that I could easily take a guess on. 

If you did not advise them of what was needed to prevent pipes from freezing and they were not blatantly negligent like turning the heat off to house then that is on you since the incident is considered natural disaster.

If there were any potential baggage, I don't think they would be able to do anything against a terminated LLC.BUT, in a scenario where the LLC was sold to new Owners and the baggage made a claim on that LLC, the new owners of that LLC may want to sue Kristen personally if it was for something like Gross Negligence?

However, insurance is limited because it only protects you from one type of liability: accidents/negligence.

My Chase Business savings account pays negligible interest, and I would like a higher interest bearing account in which to place security deposits so I can keep the interest (in Michigan where this is allowed).Where is a good place to put security deposits to get significant interest? 

I have had no other issues with the tenant being negligent in the last few months.However, it should be noted that the unit is in a duplex that is a converted SFH, which means both units share a drain.

I do notice alot of the workers like to call me "Boss Lady" I wonder if they are just assuming I'm their employer and could sue me in the furutre if they're negligent, get into accident or slip and fall? 

Have you ever had to take a PM to small claims for being negligent in their maintenance duties?

1) Be forced to start investing in small deals that will earn me negligible monthly cashflow to gain "experience" in the eyes of commercial lenders2) Continue to sack away capital year after year until I have cash reserves that will allow me to obtain a commercial loanI have heard some people say that they found co-signers on the loan who have high net worth but the last thing I want to do is approach family or friends with this when so many of them are also young professionals with little net worth or are highly leveraged and busy business owners. 

Charge the tenant of it is due to the tenants negligence or actions.