So the way a lot of people have been working around that is by using more portfolio type products where the rates aren't dictated in the same way. 

@Christina Calderon Just like with anything new, I think it really comes down to evaluating whether a tool, software, or product actually brings real value to your business.AI and automations can definitely do wonders for real estate investors, property managers, and agents — especially when it comes to saving time and streamlining repetitive tasks.

Quote from @Jeux Marseille Fajardo: Do people know of any supercharged savings products available only to accredited investors? 

I used the construction loan product through LMCU.

Disclosure: I’m an area sales manager with a builder in Northern Colorado and I’m Looking for investor advice on how to make this structure more attractive (and what risks I’m missing).Current structure:• Product: New, fully completed townhomes + single-family homes• Pricing: ~$10k–$50k under recent comps (my pulls)• Income guarantee: 6-month rent guarantee at an 8% annualized cap on purchase price, paid monthly (e.g., $500k → $40k/yr → ~$3,333/mo)• Vacancy runway: Homes stay unoccupied during the 6 months so an investor (or PM) can market/lease without vacancy risk• Flexibility: Investor can end the guarantee anytime; remaining guarantee for the 6-month period is paid out• My math: Depending on price/financing, that’s roughly +$200 to +$1,000/mo cash flow during the 6 months before a tenant is placedAsk: If you invest in new builds or have done leasebacks, what would make this a “write an offer today” deal for you?

Benefits of 0% down are that you don't put any money down, obviously, the downside is that it means you owe the entire balance on the home which can be hard to cashflow.I'm not super familiar with the VA loan products myself, do they offer any benefit other than 0% down?

These are the product of much discussion as it is!

Its flagship product, HardiePlank, is widely used in residential housing as an alternative to wood or vinyl siding.

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The city has a range of products from affordable housing to designer properties by designers Elie Saab and Bvlgari and each and every unit with a premium finish.