Some are disclosed on the site, but it's not guaranteed they are all there.

Will i have to disclose these payments in court during the hearing or do i just say he is behind rent since august. 3.

The only thing that is disclosed is the upset value and that is usually not even the opening bid so plan on going up.

I have since strongly advised my tenants that I do not disclose their personal info to anyone who calls me I expect reciprocity and my personal info is not to be given out to anyone.I’ve actually had agents approach me either at home or if I’m at my rentals and tell me the same I have a buyer for your house pitch.

Depending on your loan structure I'm not even sure you could legally offer a personal guarantee outside of the loan for that money without committing mortgage fraud, as anything that could hinder the ability of the primary lender to recover their principal is supposed to be declared during their diligence period, and any material changes up to the point of taking the loan are supposed to be disclosed as well.

I am prevented from disclosing details due to a settlement gag order.

I know its expensive but you will be well protected :)Or you save a lot of money and be better protected by doing this consistently and well:-carry appropriate types and amounts of insurance-sign contracts with indemnification provisions- obtain all necessary licenses and permits to operate your business-ensure all vendors/contractors are licensed and insured and list you as additional insured-sign well drafted and fair leases and be a responsive landlord -be an active owner or hire an active PM  who avoids or at worse timely eliminates premises liability exposure The strategies you often read about are sold by alarmist asset protection companies who fail to disclose how impractical they are.

You need to disclose it either way, why pass on something you know is bad to the next person?

Yes, there is an argument made that they have to disclose anything material, but that is subjective.With that said, a red flag that came up recently for me when investing out of state was when I was in escrow on a property that was purchased just a few months prior.

Obviously the place is totally derelict so not much to disclose (basically check yes to everything being wrong lol) but I was just curious for the future.