That seems unnecessary to me in your ARV range.Keep in mind I live in the Midwest and prices here are pretty reasonable.

I still charged her rent (about 80% of market rent) and I paid the same, putting both in my landlord checking account should any unnecessary expenses come up with the property.

Thanks for the history lesson and unnecessary lashing rhetoric regarding favors, but he posed questions in a manner that clearly triggered you ...  

And sorry that realtors have given you the impression they are unnecessary.

Quickbooks too complicated and unnecessary for a beginner. 

lots of unnecessary brain drain.. 

I often break it down into the "three pillars" of protecting your assets.The first pillar is avoiding unnecessary and risky activities (don't drink and drive, insurance generally won’t cover your poor decisions) and take good care of your investments - these simple steps will help you prevent lawsuits before they even occur.

Although, if you are just really beginning, don't add too many unnecessary bills.

Long story but they were trying to force me to do something unnecessary that would've impacted me financially in a big way and would've caused me to waste a lot of time. 

Most will commit to 4 years b/c moving during school is an unnecessary pain and is expensive.