Check out your successful competition and see what they are doing that is working and use this as a guide to what you should be doing.

The Lender would not use her Realtor 1099 income because it a under 2 years and for some odd reason would not use her (2) year part time income.She a an realtor transferring from Florida and had previously bartended and had a new job with her first payroll check.

Any recommendations greatly appreciated Check the new BP tax directory.  

Check occupancy, lot rent trends, and any hidden liabilities.Networking: Connect with other MHP investors, local brokers, and property managers who know the area.

Quote from @Barbara Johannsen: When it comes to due diligence in note investing, everyone seems to have their “must-check” list.

@Jaxon Johnson,Huntsville’s an interesting place for house hacking, and the two of you are in an especially good place given you don’t need to be tied anywhere geographically.As for where to invest in Huntsville, areas along the “path of progress,” so from Huntsville proper to Wheeler Lake, could be worth checking out.If the two of you are open to living in a smaller town close to Huntsville but outside the city proper, areas like New Hope, Arab, Hartselle, Decatur, and Athens could also be worth looking into.

Always check the assessment dates.The brutal reality?

I’m in property management here in Oklahoma, and I wanted to chime in because having professional management in place can make a huge difference—especially once you start scaling into small multifamily properties.A good management team can help protect your investment and actually save you money in the long run by:Keeping occupancy high – Focus on minimizing vacancy by marketing effectively and maintaining strong tenant relationships.Screening quality tenants – Careful vetting upfront prevents a lot of headaches (and expenses) down the road.Staying on top of maintenance – Timely repairs and preventative maintenance protect your property’s condition and value.Conducting regular inspections – Move-in/move-out inspections plus periodic mid-lease checks help ensure the property is being properly cared for.Streamlining communication and compliance – Handle rent collection, lease enforcement, and make sure everything stays compliant with state and local regulations.For investors like you who want to focus on growing their portfolio instead of day-to-day management, this kind of support can really help maximize returns and keep things running smoothly.If you ever want to chat more about how management could fit into your strategy or what it looks like for small multifamily properties here in Oklahoma, I’d be happy to connect.

If it is NOD, TS or Lis Pens data foreclosure.com even foreclosures.com, realtytrac.com, foreclosureradar.comIf it is 30-60-90-120 date mortgage late data then youll have to go to a number of online sources who have access to the credit data.If dealing with credit data there is only one credit reporting service who updates weekly so make certain youre pulling as fresh of data as posible.And 60 to 119 days late seems to be the going choice.If you cant find an online source let me know and I will point you in the right direction.BTW the key difference from a quality of list standpoint between the two list types is the amount of mail people are sending to each.I have found that NOD, TS and Lis Pens data is over used whereas the mortgage late data is more virgin.Also you may want to check with your local title/escrow company and see if they supply the info for free., Most use to however since RESPA started putting their foot down they have slowed the free delivery of this data.

The condo has a reserve of ~$18,000 and checking balance of $9,500.