I’m usually low balling anyway, but I like using the listing agents because almost all of them give me a lot of good intel about the sellers which I leverage when I make my offers.

For the exact reason so many agents pander to NOT use DSCR to start, because it will force you to know the #'s, have CORRECT #'s to even allow the purchase to move forward, and will remove all the hokum that's used to obfuscate things when using uber high leverage via O.O. financing. 

Increased Interest Deductibility (Section 163(j))The deduction cap for interest payments has jumped from 30% to 40% of adjusted taxable income — a major win for owners with leverage, particularly those using DSCR or hard money loans to scale.As long as their real estate is held through a business entity (LLC, S-Corp, etc.), this benefit applies — whether they’re full-time investors or not.Why It Matters for Property ManagersThis legislation could help your clients:Maximize deductions in 2025 and beyondRevisit the timing of renovations and capital expendituresStrategically use leverage with improved interest deductibilityReduce their taxable income — and reinvest savings into more doorsAs managers, we can play a key advisory role here — even if it’s just connecting owners with good CPAs who understand the game.Is anyone here actively talking to clients about these changes?

Hello all,I've been looking at this triplex, and leveraged the BP's rental property calc and it shows me that this has potential to be a great deal.

As you settle in, consider using refinancing options to leverage equity for future investments.Since you're thinking about retirement in a few years, focus on scaling your portfolio gradually, and always keep an eye out for new off-market deals.

Increased Business Interest Deductibility — A Huge Boost for Leveraged DealsReal estate businesses can now deduct up to 40% of adjusted taxable income for interest expenses (up from 30%).This is a huge help for BRRRR investors — especially those using DSCR loans, hard money, or other leverage-heavy strategies.Part-Time Friendly: Even if you’re not full-time, you can qualify for this benefit as long as you're structured as a real estate business (LLC, S-Corp, etc.).Electing out of Section 163(j) is still an option but would require you to use the longer ADS depreciation method — worth a strategic discussion with your tax advisor.Quick Recap:For Part-Time BRRRR Investors:Bonus Depreciation: YES — offsets passive income only.Interest Deduction (163(j)): YES — as long as you’re structured as a business.For Full-Time REPs:Bonus Depreciation: YES — can offset both passive and active income.Interest Deduction (163(j)): YES — with potentially bigger impact due to larger active income deductions.This bill opens doors for both sides of the fence — whether you’re scaling a few rentals on the side or fully immersed in real estate.

Selling some property to pay down high-interest debt is good, but also consider looking into ways to refinance or leverage your existing assets for better cash flow.

High earners can reduce this gap through proactive, customized planning.Effective strategies include maximizing retirement contributions through defined benefit or solo 401(k) plans, leveraging cost segregation to accelerate real estate depreciation, and utilizing donor-advised funds for tax-efficient charitable giving.

You don't want to be so focused on getting into the game that you leverage the start of your entire life just to do it.

That’s all AI does for you.Companies try to sound sophisticated and technologically advanced with big words, making their so-called “innovative” systems look impressive.