Chase online is incredible.american express has online business banking with no balances, no monthly fees, and have good promos for new account holders, just note they're online only.You definitely want a business credit card with cash rewards.

I'd suggest move-out help as a 'reward' for being a great long-term tenant. 

In Dallas, the combo of appreciation and rent growth will likely still reward you.Bottom line:Yes — it’s realistic with $400k, but you’ll want to:Focus your search in the Dallas suburbs where duplexes are priced in range.Treat this as a hybrid: live almost free, add value, and refi later — not a fast BRRRR recycle.Use this deal to learn the ropes and build equity.You’re doing it the smart way — start with a house hack, cut your living costs, and let the property set you up for the next move; I hope this help you out a bit tried to organize it as best as I could, I sent you DM on BP and hope you can assist. 

I’ve seen both sides, and each strategy has unique risks/rewards.👉 For those who’ve done both — which do you prefer and why? 

Purchase price: $118,000 Cash invested: $40,000 Sale price: $180,000 Purchased out of desperation, yet I found great personal healing along this journey (the greatest reward!).

Believe it or not, I’m killing it with Ybor City in Tampa right now—historic charm, walkability, events, and year-round tourism keep it booked.

@Chris Howell I look for experienced sponsors who know how to evaluate risk reward.

Keep that energy up — real estate rewards consistency.

The key is making sure the cash flow or upside comfortably outweighs the debt service so you’re not just shifting risk without reward.

Hi there,I'm a rookie investor trying to understand the risk/reward characteristics of long term v short term rentals.I have a hypothesis that the latter would be better for cash flow, but am unsure about that idea in this particular market.Those who are well versed, can you share your insight?