Something that makes the market recession-resistant, like a state capital, major hospitals, and major universities (though we need to see whether this last one will continue to be an anchor going forward).4.  

But if you hold it still for long enough, that one leaf will catch fire, then you fan the flames and leave it, and move on to the next leaf- Most people get too distracted.

The percale weave sleeps nice and crisp and they resist pilling much better than sateen weaves.

I put these in my vacation rental and get really good feedback because they light easy, provide just the right amount of flame, and guests don't have to worry about stuffing more wood in or risk burning the place down.The cost is about $7 per log, but you are paying for simplicity and safety.

If it's zoned MF and the surrounding properties are also MF, that's your path of least resistance to getting something done.

here's why:- you'll have a way higher-priced asset appreciating for you from day one- you'll have way more debt paydown happening for you, by your tenants, monthly, from day 1- this is an easily-repeatable process every year, to househack a new multi- you said you're investing for appreciation --> buy the $most$ real estate, for the least amount of money.i would only go for option #2 if you're totally resistant to moving and living in a multi in denver area. but keep in mind, short term discomfort vs long term wealth...don't be afraid of a tenant-friendly state. standup landlords usually do just fine in them. i live and invest in one and run my business through a 'customer service' lens. so long as you screen tenants properly and/or have a great PM company, and have access to a great RE attorney, you are fine!

I applaud the companies that resist and just go month-to-month.  

I have dealt with many FHA buyers in the past, yet, I have experienced very little resistance as described in this thread.

I am hoping we don't see any surges, otherwise the panic mode in place now will lock everything back down again.Here's the good news: people are resisting. 

Employment/income verification is crucial if there is any doubt whatsoever, and I would find it doubly concerning if an applicant resisted or discouraged us doing one.