Rule of thumb: match the debt to the strategy and the timeline — short-term, higher-rate capital for quick exits; stable, cheaper capital for long holds.Make the money fit the mission, not the other way around.

Quote from @Rion Manita: Hello BiggerpocketsI'm working on some deals where buyers are trying to stack owner financing with a bank or private lender, what are some strategies to get these across the finish line and or some solid lenders that operate in these capacities that are flexible. thank youWord of warning - everything must be disclosed to all lenders.  

If you ever want to chat more about how that works, feel free to reach out!

Reach out if you want to chat more. 

There's no "norm" in any strategy.

Since you’re looking at a small multifamily with an FHA house hack, I’d also suggest "The House Hacking Strategy" by Craig Curelop (not BP-branded even though the author is a BP alum).Keep learning, run lots of deal analyses, and start building lender and agent relationships early so you’re ready when you graduate.

Sometimes the lowest interest rate doesn’t mean the best return. I’ve learned that loan structure — term length, fees, flexibility — can have a huge impact on actual profit.
How do you decide which funding option mak...

@Clarence Henry benson also even if you get your license you can't operate as an LLC with that until you are a licensed broker which is 3 years and 15 deals...OR you can hire a broker for your LLC if you want to own a brokerage..... i have owned franchises and also independent so feel free to reach out about that also... 

Woodhaven, Ozone Park, Richmond Hill, Jamaica, etc.Plenty of other options in the North and West sides of Queens (Astoria, Elmhurst, Woodside, East Elmhurst, etc.) but your pricepoint will be a bit higher vs. the Central-South areas.Overall, I like your strategy of househacking.

I’m also looking for someone who is available throughout the year for planning, strategy, and questions as changes and new opportunities come up.