Bottom line - best to pay your taxes and not have your inheritance subjected to all of this, right?

I really enjoy construction, but a few months ago I started exploring real estate because I want to invest my time and money into something that offers the potential for passive income.I’ve done a lot of research, and the strategies that interest me most are Subject-To, Seller Financing, and the BRRRR Method.

Owner Financing Offer ( What you are showing them )Sale Price: $350,000Down payment: $20,000Seller-financed note: $330,000 @ 3% for 30 yearsBalloon payoff: Year 8Day 1:$20,000 (immediate cash)Monthly Payments:$1,392.97 × 96 months = $133,725 received over 8 yearsInterest portion ≈ $71,150 profitPrincipal = $62,575Balloon Payment (Year 8):Remaining balance ≈ $267,425Total cash to seller : $421,150 Net after estimated seller costs and capital gains: closing cost estimate: $5200 and cap gains: $35,787  Seller nets : $380,163Caveat:  This is also assuming he isn't trying to 1031 the subject property.Say you successfully build rapport and identify why seller is selling and say they all align, here is how I would frame it exactly:" if you sell the traditional way, you walk away with about $350k once the agent, closing costs and taxes are done and on the lender's timeline.

Hi @Xavier S Lopez I see this situations frequently in New Jersey.

(Not good) but they don't care about anything else besides the subject. but if rocket had let's say a .5% or better rate I would definitely try and push the borrower in that direction for a few extra questions.

Also, if the SDIRA invests in a property with a mortgage or other debt, you may be subject to Unrelated Business Income Tax, and that tax rate can go as high as 37%.

@Jorge Vazquez I often get inundated with these types of calls after credit pulls, particularly when opening credit accounts at supply houses for building materials, but less frequently when credit pulls are completed for bank loans.

We have multifamily deals come across our desk pretty frequently.

When parents with federal tax liens die, "the interest that the children receive in the property is subject to that FTL and the lien must be paid when the property is sold."

My name’s Caty Deaton — I’m based in Kentucky and work on the dispositions side of real estate investing, helping connect investors with off-market properties nationwide.I’ve been diving deep into wholesaling, creative finance (Subject-To, seller finance, wraps), and multifamily deals.