Also, I’m very conservative and hate to have these loans out in my name and put additional risk on my family and my personal household.

Most middle of the road income people I know here have a household income in excess of $200k per year, when measured against a descent home of $500-$550k home, is a pretty good ratio.

Bienes, this was part of a thread you actually created.http://www.biggerpockets.com/forums/93/topics/39536-bad-or-unethical-wholesalers-Here is that post:"When it comes to investing in SFR, one way of looking at range of prices when evaluating a property (Or properties) is to look at the average household income in the targeted geographical area.