I’m debating if I should hire a bookkeeper that’s over seas to transcribe this stuff or if you guys have another program that’s easier to use. 

The reason QuickBooks seems so intimadating, or any software program for that matter, is because we are using a computer to enter in our income and expenses instead of a piece of paper and a pen. 

Most portfolio lenders want to see 15–25% down (more if it’s non-owner-occupied), a master insurance policy that names each lender correctly, an HOA-style budget with real reserves, and a modern TIC Agreement.

Curious to see what the difference is between debt consolidation programs vs debt consolidation loans. 

I got into the program in 2019. 

Take out enough cash to renovate the home and after renovations again in another 6 months do another cash out refinance and take out more cash to use as a down payment on another REI since rates will continue to drop and lower the rate.If you have any issues with (DTI) debt to income ratios since you just purchased a home you can use a DSCR program.

So you'd be paying a small amount per month until you meet 20% in equity of the property.There are other programs as well, but that is generally the best path forward.Do you have enough saved to put 20% down?

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

I know this is always a topic of discussion and the answer is usually boots on the ground , cold calling , etc. but I am wondering if there are any programs that anyone has used and it has actually been worth it .

We do these all the time.LLC is no issue on either loan program, but both will still require a personal guarantee (looking at your FICO not your business credit).