They advertise quick close and 100% financing for hard money, but they are extremely slow, extremely poor communications and they don't seem to understand appraisals.

It’s not that the service itself or method isn’t legit, it’s that misinformation usually concerning risks, applicability, pricing, etc. is being spread.

Do you completely avoid properties with this material siding or is it not as big of a concern?

I would have to write a 1,000 page essay to cover all the really innovative new products hitting the market, but all this to say, if you are considering a DSCR loan but are concerned about locking into that rate for 2,3 or 5 years with potential rate reductions on the horizon, I would definitely ask your lender what other products or programs may be available because there is so much out there right now.

As an example the walk-in closet is marked with a cross but it's not very explicit....Concerning the Police Station, it's only 600 m away, 9 min by foot.

Or would the investors above been aware of the extremely high risk associated with these extreme high returns?    

However do set a cap on extremely variable utilities like electric.  

I told him I was concerned and asked if I could talk to some other buyers he had worked with in the past.

Some residential areas or homeowners' associations (HOAs) may restrict or prohibit prefabricated garages due to aesthetic or structural concerns.

Perspective: been managing Class A-D for over 25 years, so we've learned a thing or two - often the hard way.Our lease states:1) Rent due on first, with 5-day Grace Period2) Late on 6th3) Can charge daily late fee after 10th4) Is very specific that Grace Period can be rescinded if abused (defined in lease).We've learned to leave NOTHING vague and define everything EXTREMELY well so tenants and judges cannot misinterpret!